CCR FAQ's

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COMMON HOMEOWNER QUESTIONS ON CCR REVISIONS

   

1…WHY ARE WE COMING UP WITH ALL THESE REVISIONS?

We currently have a community guideline in place which are our current CCRs enacted in 1988. They have not been revised since then.  They were originally passed over to the Homeowners Association by the community builder, and did not address issues to help to maintain the overall appearance of our community for the long run. Homeowners Associations need rules to protect and enhance property values. Associations also need to be current with their neighboring communities and we are not.

 

2…WHY WASN'T I TOLD ABOUT THE CCRS BEING REVISED SO I COULD PROVIDE INPUT?

The CCRs have been a work in progress for approximately 3+ years. Numerous times newsletters have mentioned the revision process was taking place. Homeowners are always invited to attend Board meetings arranging for an appointment thru the Management Company (notice is in every newsletter). All homeowners were invited to attend the annual meeting held this past January where the status of the revisions were reviewed.  The proposed revisions were made up based on neighboring communities CCR's as well as input collected over the years from Cheshunt residents. The homeowners elect a 7-member HOA Board to represent everyone, and to do what is best for our community. Current and past Board members involved in this process have reviewed neighboring community's CCRs and felt that these final revisions would best represent the homeowners. The HOA board realizes that not all 368 homeowners will be happy with the changes, but feel that these changes will be approved by the required percentage.

 

3….WHY CAN’T WE MAKE CHANGES AS NECESSARY DURING THIS PROCESS?

The process of revisions have been completed. We thank those homeowners who contributed. The proposed changes have been edited many times over the years with the guidance of our Attorneys.  Once the signature process begins, changes cannot be made without having to start the signature process all over again.  We are very aware that not everyone will agree with every aspect of the proposed revisions, we just ask that everyone see the big picture and help to protect the values of our homes.

 

4…I HEAR YOU SAY THAT 75% OF HOMEOWNERS ARE NEEDED TO APPROVE THE CHANGES, YET ON THE 1ST PAGE OF THE AMENDMENT IT SAYS 90%. WHY THE DIFFERENCE?

It is true that the initial CCR document filed with the county states that any changes/additions to the document requires a 90%  approval. However, on page 21, Article XIX, under General Provisions of the current CCR's it reviews that during the first 20 years 90% is required, but thereafter only 75% is needed. The timeline of the approval process and filing will be after the 20 year period which falls in August of 2008.

 

5…WHY ARE YOU CHANGING THE RULES ON DOGS, BECOMING MORE STRICT?

Again, we need to be current with neighboring communities. With that said there are issues in Cheshunt regarding dogs. The new covenants address those issues.  This will help to mirror the City ordinance regarding nuisances.  We do not have any issues with dogs, we just want to make sure that the owners are responsible to protect their neighbors.

 

6…I HEAR A TERM BEING USED, GRANDFATHERING. ARE ALL HOMEOWNERS WHO WILL NOT BE COMPLYING WITH THE NEW CCRS, GRANDFATHERED, OR NOT SUBJECT TO THE NEW RULES?

 

All homeowners are expected to comply with the revisions once they are passed. However, our attorneys advised us to grandfather permanent structures until replaced or major repairs are needed. If a homeowner has written Architectural Review Committee (ARC) approval on a change that would not be in line with our revisions (once passed), then that is also grandfathered in, until a repair or replacement is needed. Our revisions also restrict portable basketball hoops, in favor of permanent ones, but our attorney advised us to grandfather those in.
Homeowners that have items to be grandfathered in should advise the HOA board. A list of homeowners with grandfathered items will be kept on file with William Douglas so that future HOA boards will be aware.
If a homeowner has a question regarding how the revisions affect him/her specifically, please contact William Douglas or a board member.

  

7…WHAT IS THE VOTING PROCESS?

All homeowners have been assigned a meeting date by residence. You are asked to RSVP so we can comply with occupancy regulations for our clubhouse. A discussion will be followed by a yes or no vote. Only signatures are required for yes votes.

 

8…I AM CONCERNED ABOUT THE RENTALS IN OUR NEIGHBORHOOD. DO THE NEW CCRS ADDRESS THIS?

Yes. We currently have about 9% of the homes in Cheshunt as rental properties. The new CCRS place a limit on the rentals to 10%. All requests for rentals must be approved by Board of the Homeowners Association. The process is reviewed in the new CCRs.

 

9…HOW CAN I GET A COPY OF THE NEW CCRS?

Our Cheshunt website has the following information:

(A)….Original CCRs currently effective.

(B)….New proposed CCRs.

(C)….Summary of revisions announcement.

Please print off any items desired.

 

10…HOW ARE YOUR ATTORNEYS INVOLVED?

The attorneys retained by the Homeowners Association are required to insure that any proposed changes, additions or deletions are in compliance with State, Federal and County laws. The Cheshunt Board is guided by the Attorneys and cannot amend any area of the CCRs without their approval.

 

11...Who enforces our current CCRs, and how are they enforced? Will this enforcement policy be the same when the revisions are approved?
 
CCRs are enforced in two ways. First, our property management company helps enforce our current CCRs. Debby Beller does monthly drive-throughs of our community, and sends letters to homeowners that are in violation of our current CCRs. The homeowner has 30 days to correct the violation. If Debby sees this same violation the following month, then the homeowner is sent a second letter, asking them to come to a hearing with the HOA Board. If the homeowner does not attend the meeting, then fines can be imposed. If the homeowner does attend the meeting, the HOA Board and homeowner will discuss the violation and come to a resolution. If no resolution is reached, then fines can be imposed.
 
Second, the HOA Board relies on other homeowners to report any violations of the CCRs. This can be done by contacting Debby Beller or any board member. Once notified, a board member will drive by the home in question to ensure this is a true violation of the CCRs. The same process is followed as outlined above regarding notification.
 
The HOA Board plans on having the same enforcement procedure once the revisions are approved and in place. However, our current CCRs are EXTREMELY vague, and even if something looks like a violation (and really should be one), our CCRs currently (for the most part) do not allow us to address these issues, and we cannot legally enforce homeowners to make changes.
 
 
 
12...Do we have Rules & Regulations currently in place that spell out how our CCRs are enforced?
 
No, we do not...Rules & Regulations are separate documents that are sent/given to homeowners each year. As of right now, we only enforce what we can based on wording in our current CCRs. As we have said, the current document is vague, and the majority of it cannot be enforced legally.  Rules and Regulations can be be put in place to address some issues that are not addressed at all (called "ghost points") in our CCR's.  They can in no way contradict what is in our CCR's.
 
Each year, however, we do give and publish Pool Rules & Regulations, for those homeowners who want pool access, and these are enforceable. Those rules are on our website under the "Pool Rules" link.
 
 
13...Can the HOA Board tread on a homeowner's property, and make repairs as needed, then charge the homeowners?
 
Absolutely NOT.  State law prohibits any North Carolina HOA from doing this activity.

 

14...The revisions state that I have to paint my house every 5 or 6 years, or at the first sign of spot-fading, whichever comes first. How is the management company or the board going to track this? Do I have to paint my house even if it doesn't need to be painted?
 
The revisions affect wood-sided houses and are acting as a guideline for painting the homes in this development. For the majority of us, our homes are made with Masonite siding, and if repaired, typically have been replaced with Hardi Plank. Wood sided houses often need to be painted sooner, and generally need to be repainted every 4-8 years. Darker colored homes will need paint sooner than others. To answer the question, most people are going to be painting their homes (or a portion of their homes) this often anyway.
 
The management company or HOA board will not be tracking when people paint their homes, and will not make people paint if they do not have to. The purpose of this revision is to make homes uniform in appearance...all homes need to be maintained to ensure the best property values for our communities...for our investment! This includes house painting.

 

15... I have heard that if I don't comply with these revisions, that the HOA can take my home (foreclosure). Is this true?
 
HOA's typically collect dues from every homeowner and also make sure that property is maintained, all in accordance with an association's CCRs. If HOA dues are not paid, it can ultimately result in foreclose. However, homeowners are notified about past due amounts, are given the opportunity to address the board, and can even suggest payment plans. The foreclosure process takes nearly one year or longer, and if dues are paid in full (or a re-payment plan agreed upon), then the process stops. Property changes/maintenance that violate CCRs are dealt with in a similar fashion.
 
It can be disturbing to receive a letter from the management company, stating that the homeowner is in violation of CCRs. This letter should be taken seriously, and responded to immediately. HOA board members are homeowners, too...no one wants to foreclose on a home if a resolution can be reached. Keep in mind that state law dictates the power of an HOA...if a homeowner has questions, please contact the management company or a board member.


 

 

Any community questions or comments can be directed to Debby Beller at William Douglas Management Company.

(704) 347-8900 ext. 113  dbeller@wmdouglas.com

P.O. Box 37109  Charlotte, NC  28237-7109  www.wmdouglas.com